Choosing the right life insurance cover for you and those closest to you is important and will provide
many great benefits, not least peace of mind that should something happen to you, your family will
be protected financially.
Peace of mind for you & your family
Life can be unpredictable, but with the right insurance cover in place, you’ll always have peace of mind.
Whether you’re looking for protection for your family, cover for your home, your income or serious illness cover we can help you find the right insurance plan.
Whether you have an existing policy or are about to pay for a new one, we will run a comparison search to see how your premiums can be reduced.
We all have different needs when it comes to insurance and Allied Financial is here to help you choose the right insurance policy for you.
At Allied Financial we ask YOU – Do you need life insurance and how much?
If you have a young family, you will need more life cover than if your children are older, because the benefit will have to last longer. You need to consider buying enough insurance to:
● Give your family an income for as long as they need it
● Pay off your loans or mortgage (you may already have mortgage protection insurance for your mortgage)
● Cover bigger costs that might arise in the future, such as college expenses for your children
You may need life insurance if:
● Your family or others rely on you for financial or other support – for example, they rely on you for your salary, or the work you do in the home or family business
● You have any loans or debts that your family could not pay if you died. Bear in mind you may already have mortgage protection insurance for your mortgage
● You act as a guarantor on a mortgage for someone
As you age and your family grows, it’s important to think about how you can provide for them if you were no longer around. By planning in advance the type of protection you and your family might need in the future, you can ensure that you will be financially secure if faced with life’s difficult uncertainties.
PROTECTING YOUR FAMILY
We insure our homes, cars and even our holidays and phones, so doesn’t it make sense to protect those you love in the event that something happens and you can’t provide for them? Whether you require serious illness cover, term protection, whole of life cover or pension term protection, there are a number of options to choose from.
PROTECTING YOUR HOME
A life insurance plan is required if you have a mortgage. It protects your home by helping to repay your mortgage if you die, securing the protection of your spouse, civil partner and/or dependants. Having this type of life insurance gives you peace of mind that your family and next of kin are protected upon your death.
PROTECTING YOUR LIVELIHOOD
If you have your own business, it makes sense that you would want to protect your source of income in the event that something happens. There are different types of business protection, depending on the type of cover you need. Broadly speaking, it will ensure that your business continues to run if key employees suffer from serious illness or die.